We at Hidden Valley Orthodontics understand that the choice of orthodontics is not an inexpensive or an easy decision to make.
With that in mind, we wanted to remind many of you that there may be ways to help offset some of the costs or at least spend your dollars more wisely.
If you have health insurance through your employer, you will probably have the option to choose some sort of tax-favored health spending account during the annual open enrollment, now getting underway at many companies.
The accounts – including health savings accounts, or H.S.A.s, and health care flexible spending accounts, or F.S.A.s – aim to help health plan members pay for out-of-pocket medical costs. The accounts can save you money, but rules for using them vary.
“It’s very important for employees to understand the nuances,” said Brian Marcotte, chief executive of the National Business Group on Health, whose members are large employers.
If you think you may be eligible for some type of Health Savings Account, here are some questions and answers about health spending accounts: